bankerspacific@verizon.net | 4141 State St., Suite #D-3 Santa Barbara, CA 93110
 
 
 
 
 
 
 

Products

DIVIDER
Bankers Pacific Mortgage, Inc. offers a variety of loan programs to meet your needs. We work with more than 50 leading lenders in the industry to provide virtually every residential and commercial loan product available today that have a wide range covering all credit grades and income documentation.
May 2017--1-4 Units Still Lowest Rates In History!
 
1 UNIT-$636,150**
 
2-$814,500**
 
3-$984,500**
 
4-$1,223,475**
 
 
3.00% - 30/5/25
3.625% - 30/30
3.125% - 30/5/25
3.875% - 30/30
 
5-year conforming fixed ARM
30-year conforming fixed rate
5-year fixed Hi Balance-conf. ARM
30–year fixed Hi Balance-conforming
 
3.25% APR*
3.88% APR*
3.50% APR*
4.00% APR*
 
Super Jumbo Rates IO $2.0M
 
3.375% - 30/5/25
3.50% - 30/7/23
4.00% - 30/30
 
5-year fixed rate ARM
7-yr fixed rate ARM
30-yr fixed rate
 
3.63% APR*
3.75% APR*
4.25% APR*

 
*APR = O Pts. origination fee, owner occupied.
Now offering Alt-A nonowner.
**Jumbo conforming 1 unit $636,150 to 90%, 2-4 units up to 65%, non-owner to 75% ltvs, MTA index, Interest Only option, non-owner occupied.
 
Indexes: COFI = 0.687%
 
MTA = 0.156%
 
Prime = 4.00%
 
1-yr Libor = 0.697%
 
Subject to terms and conditions. California Corp. DRE License #01521555
Unless otherwise indicated, APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $4,288. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $15,000. Your actual APR may be different depending upon these factors.